YNAB
2 alternatives — 1 easy, 1 medium
Why people leave YNAB
- Subscription increased to $14.99/month
- No lifetime purchase option
- All data on YNAB servers
- Limited export functionality
Comparison
| App | Difficulty | RAM | Docker | Mobile | Status | |
|---|---|---|---|---|---|---|
| Actual Budget Privacy-focused budgeting app with envelope budgeting and bank sync. | easy | 0.25GB | — | Active | ||
| Firefly III Comprehensive personal finance manager with double-entry bookkeeping. | medium | 0.5GB | — | Active |
Detailed Look
Actual Budget Top Pick
Privacy-focused budgeting app with envelope budgeting and bank sync.
Pros
- + Clean modern UI
- + Envelope budgeting system
- + Bank sync support
- + Fast and responsive
Cons
- - Fewer features than YNAB
- - Bank sync requires separate service
- - Relatively new project
Firefly III
Comprehensive personal finance manager with double-entry bookkeeping.
Pros
- + Full double-entry bookkeeping
- + Comprehensive reporting
- + Rule-based automation
- + Active community
Cons
- - Steep learning curve
- - UI feels dated
- - Can be slow with many transactions
Can't decide? Compare Actual Budget, Firefly III side by side →