Alternatives to Mint

3 self-hosted alternatives — 1 easy, 2 medium

Why people look for alternatives

  • Shut down and merged into Credit Karma
  • Ads and upsells for financial products
  • Privacy concerns with financial data sharing
  • Limited budgeting features compared to alternatives
AppDifficultyMin RAMDockerMobileActive
Actual Budget

Privacy-focused budgeting app with envelope budgeting and bank sync.

easy0.25 GBYes
Firefly III

Comprehensive personal finance manager with double-entry bookkeeping.

medium0.5 GBYes
Maybe

Open-source personal finance and wealth management app for tracking net worth and investments.

medium1 GBYes
Actual Budget

Privacy-focused budgeting app with envelope budgeting and bank sync.

Pros

  • + Clean modern UI
  • + Envelope budgeting system
  • + Bank sync support
  • + Fast and responsive

Cons

  • - Fewer features than YNAB
  • - Bank sync requires separate service
  • - Relatively new project
Firefly III

Comprehensive personal finance manager with double-entry bookkeeping.

Pros

  • + Full double-entry bookkeeping
  • + Comprehensive reporting
  • + Rule-based automation
  • + Active community

Cons

  • - Steep learning curve
  • - UI feels dated
  • - Can be slow with many transactions
Maybe

Open-source personal finance and wealth management app for tracking net worth and investments.

Pros

  • + Beautiful modern UI
  • + Net worth tracking across accounts
  • + Open sourced after commercial pivot
  • + Multi-currency support

Cons

  • - Relatively new as open source
  • - Still adding features
  • - Self-hosting docs are minimal
  • - Account syncing is limited